Getting low interest student loans is essentially about exhausting your options in terms of federal aid before turning to any sort of private education loan funding. This is because most federal student loans come with lower interest rates than the majority of private loans that are on the market, and because most student borrowers do [...]
in Private Student Loans, Student Loans,
by Jeff Bullock
Students looking for guaranteed student loans should first understand that the term “guaranteed” can mean a few different things when used to describe education loans. Description of Private Student Loans Insurance for Federal Student Loans Insurance for certain types of State-based Aid Insurance for Private Student Loans The less common use of the term has [...]
in Private Student Loans, Student Loans,
by Jeff Bullock
Private student loans can be referred to using a variety of nomenclature. Some of the more common terms that are used to refer to private student loans include fast, gap, easy, quick, signature, and alternative student loans. All of these names essentially play reference to private education loans, although each name has its unique background [...]
Uncertified student loans, also known as direct-to-consumer student loans, are private education loans that don’t have to be verified by your college in order to get an approval. Most private education loans require a school official to “certify” that the amount of the loan does not go over what is your cost of attendance minus [...]
in Private Student Loans, Student Loans,
by Jeff Bullock
Sallie Mae student loans include education loans that are provided by the company Sallie Mae. Before the Student Aid and Fiscal Responsibility Act was signed into law in 2010, Sallie Mae served as a lender for both federal and private student loans. Now they are only able to provide private student loans due to the [...]
in Private Student Loans,
by Jeff Bullock
I often hear students, parents, and lenders talk about the existence of easy student loans, and whether or not such loans can be utilized to full effect. The truth is that easy student loans can be any one of the several different kinds of student loans that are available today depending on the actual frame [...]
in Private Student Loans,
by Jeff Bullock
This is perhaps the number one question I hear from students, and while the answer is of course “yes”, the truth is that most students won’t be able to get a private student loan without a cosigner because they haven’t had the time to build up their credit history. Private student loan lenders require a [...]
in Private Student Loans, Student Loans,
by Jeff Bullock
Private student loans are education loans that are provided by independent private lenders to both undergraduate, and graduate students who are willing to take out financing to pay for their college expenses. They are based on credit, and can provide you with up to the cost of attendance of going to your particular institution. They [...]
in Private Student Loans, Student Loans,
by Jeff Bullock
Students and parents often ask me about the existence of certain types of private student loans. Fast student loans, gap student loans, signature student loans, quick student loans—these are just some of the names people often use to describe what ultimately are the same kind of loan product, as they are all synonyms for private [...]
in Private Student Loans, Student Loans,
by Jeff Bullock
One of the common questions I hear from students is about the availability of fast student loans, and whether or not these types of student loans should be taken into consideration and applied for. Fast student loans aren’t really a distinct category of education loans at all, and the term “fast” is simply another way [...]