Graduate student loans can provide you with the money you need to pay for your graduate or professional school education, and before you haphazardly go about applying to lenders without any rhyme or reason, you should first understand that there are four major categories of graduate student loans that you may want to consider: Federal [...]

Financial need is considered when determining your eligibility for several common federal student aid award instruments—including the Pell Grant, the Subsidized Stafford Loan, and the Federal Perkins Loan. Financial need often goes hand-in-hand with expected family contribution, or EFC, as this is the metric that the Department of Education uses to evaluate your family’s ability [...]