ACS, or Affiliated Computer Services, is a student loan servicer that is similar to American Education Services, also known as AES. ACS student loans are therefore not provided by ACS, as Affiliated Computer Services does not act as a lending institution for student loans. What is ACS ACS services a wide variety of student loans, [...]
in Repayment, Student Loans,
by Jeff Bullock
in Repayment, Student Loans,
by Jeff Bullock
Besides deferment, and forbearance, there are still other options you have available to you when you cannot, or are having trouble making your current student loan payment. These payment adjustment options can alter your payment amount, typically by a reduction, for a certain amount of time with regard to an appropriate reason, or methodology. Some [...]
in Private Student Loans, Student Loans,
by Jeff Bullock
Sallie Mae student loans include education loans that are provided by the company Sallie Mae. Before the Student Aid and Fiscal Responsibility Act was signed into law in 2010, Sallie Mae served as a lender for both federal and private student loans. Now they are only able to provide private student loans due to the [...]
in Student Loans,
by Jeff Bullock
You can still get a student loan when you have bad credit, or no credit if you know how to approach this process from a correct perspective, and the real key is to first apply for federal student loans via the FAFSA before looking for any sort of private aid. Most federal student loans are [...]
in Repayment, Student Loans,
by Jeff Bullock
Paying back student loans is not much different than paying back other forms of debt, although there are some subtle differences that are worth noting, such as the multitude of repayment benefits that typically come with most education loans. These repayment benefits range from deferment, and forbearance, all the way to the variety of payment [...]
in Repayment, Student Loans,
by Jeff Bullock
Getting student loans discharged via a bankruptcy proceeding is very difficult, if not an impossible task. This is because the bankruptcy laws that govern how student loans are handled in bankruptcy were changed as a result of a new bankruptcy law that passed in 2005. Now you must prove to a court that having to [...]
in Student Loans,
by Jeff Bullock
Knowing how to get student loans with no cosigner is critical if you have no credit, or bad credit, and still need to come up with a significant amount of money to pay for your college education. While many students lose hope when they find out that most private student loan lenders will always require [...]
in Private Student Loans, Student Loans,
by Jeff Bullock
Private student loans are education loans that are provided by independent private lenders to both undergraduate, and graduate students who are willing to take out financing to pay for their college expenses. They are based on credit, and can provide you with up to the cost of attendance of going to your particular institution. They [...]
in Applying, Student Loans,
by Jeff Bullock
Knowing how to go about applying for student loan aid is crucial if you want to accomplish your end goals, and pay the least amount of money for your financing. There are several different types of student loans, including federal student loans, private student loans, parent student loans, consolidation loans, and even peer-to-peer education loans. [...]
in Student Loans,
by Jeff Bullock
There are a wide variety of undergraduate student loans available to you if you are still trying to complete your bachelor’s, or associate’s degree. The most common student loans for undergraduate students include the following loans: Stafford Subsidized Loans Stafford Unsubsidized Loans Perkins Loans PLUS Loans State-based Student Loans Private Student Loans You should apply [...]