The best student loans to get are federal education loans, as they have the lowest interest rates and the most flexible repayment terms when compared to their private loan counterparts. Because federal loans are vastly superior to most private student loans, I recommend to students that they only apply for private loans after they have [...]
in Federal Student Loans, Student Loans,
by Jeff Bullock
The Federal Perkins Loan Program is a government initiative that is geared towards providing federal education loans to students that demonstrate a very high financial need. Most of the loans that are provided as a result of this program are more commonly referred to as Perkins Loans, and they are much more difficult to get [...]
Federal student loans include education loans that are provided via the Direct Loan Program by the Department of Education. The Federal Family Education Loan Program, or FFELP, has officially been discontinued by the federal government, and now all federal student loans will be funded “directly” by the Department of Education, without the need of any [...]