Students often ask me about direct student loans, and what they are exactly. Direct student loans are federal education loans that are provided by the Department of Education, and are not to be confused with uncertified student loans, which are often characterized as direct-to-consumer loans. With the inception of the Student Aid and Fiscal Responsibility [...]
in Graduate Loans, Student Loans,
by Jeff Bullock
Graduate student loans can provide you with the money you need to pay for your graduate or professional school education, and before you haphazardly go about applying to lenders without any rhyme or reason, you should first understand that there are four major categories of graduate student loans that you may want to consider: Federal [...]
Most students that I speak with only think of PLUS Loans as parent student loans that can only be utilized if one, or both of their parents agrees to take out a student loan on their behalf. While this is true for the conventional type of PLUS Loans, there are Graduate PLUS Student Loans that [...]
Direct PLUS Loans are federal student loans that are offered as part of the Direct Loan Program, and are a bit different than other types of federal education loans in that they are based in-part on credit. There are two kinds of PLUS Loans, and which one you qualify for is dependent on whether you [...]
in Applying, Student Loans,
by Jeff Bullock
Knowing how to go about applying for student loan aid is crucial if you want to accomplish your end goals, and pay the least amount of money for your financing. There are several different types of student loans, including federal student loans, private student loans, parent student loans, consolidation loans, and even peer-to-peer education loans. [...]
in Student Loans,
by Jeff Bullock
There are a wide variety of undergraduate student loans available to you if you are still trying to complete your bachelor’s, or associate’s degree. The most common student loans for undergraduate students include the following loans: Stafford Subsidized Loans Stafford Unsubsidized Loans Perkins Loans PLUS Loans State-based Student Loans Private Student Loans You should apply [...]