Students looking for guaranteed student loans should first understand that the term “guaranteed” can mean a few different things when used to describe education loans. Description of Private Student Loans Insurance for Federal Student Loans Insurance for certain types of State-based Aid Insurance for Private Student Loans The less common use of the term has [...]
in Private Student Loans, Student Loans,
by Jeff Bullock
in Student Loans,
by Jeff Bullock
You can still get a student loan when you have bad credit, or no credit if you know how to approach this process from a correct perspective, and the real key is to first apply for federal student loans via the FAFSA before looking for any sort of private aid. Most federal student loans are [...]
FFELP Student Loans are education loans that were provided via the Federal Family Education Loan Program that recently came to a close with the enactment of the Student Aid and Fiscal Responsibility Act, or SAFRA. The FFEL Program had been in existence since 1965, and had been a favorite of colleges, and other postsecondary institutions [...]
in Private Student Loans,
by Jeff Bullock
I often hear students, parents, and lenders talk about the existence of easy student loans, and whether or not such loans can be utilized to full effect. The truth is that easy student loans can be any one of the several different kinds of student loans that are available today depending on the actual frame [...]
in Student Loans,
by Jeff Bullock
Knowing how to get student loans with no cosigner is critical if you have no credit, or bad credit, and still need to come up with a significant amount of money to pay for your college education. While many students lose hope when they find out that most private student loan lenders will always require [...]
The Federal Perkins Loan Program is a government initiative that is geared towards providing federal education loans to students that demonstrate a very high financial need. Most of the loans that are provided as a result of this program are more commonly referred to as Perkins Loans, and they are much more difficult to get [...]
Direct Stafford Loans are federal student loans that are provided on an annual basis to both undergraduate, and graduate students. There are two Stafford Loans—the Direct Subsidized Loan, and the Unsubsidized Loan. The Direct Subsidized Loan is based upon need, and does not accrue interest while you are in school. The Unsubsidized Loan does accrue [...]
Direct PLUS Loans are federal student loans that are offered as part of the Direct Loan Program, and are a bit different than other types of federal education loans in that they are based in-part on credit. There are two kinds of PLUS Loans, and which one you qualify for is dependent on whether you [...]
in Financial Aid,
by Jeff Bullock
The following is a list of common questions that students and parents often have about getting financial aid and student loans. It is not meant to be comprehensive, and it rather contains what I would consider to be some of the most critical and prevalent questions that both students and parents have about paying for [...]
in Student Loans,
by Jeff Bullock
There are a wide variety of undergraduate student loans available to you if you are still trying to complete your bachelor’s, or associate’s degree. The most common student loans for undergraduate students include the following loans: Stafford Subsidized Loans Stafford Unsubsidized Loans Perkins Loans PLUS Loans State-based Student Loans Private Student Loans You should apply [...]