I get questions from students all the time about how to refinance student loans, and the truth is while this topic can be a bit confusing, it shouldn’t be due to the fact that the refinancing process is fairly simple if you can first determine exactly what type of student loan debt you have. Remember [...]
Students must understand the differences between authentic student loans, and what I would consider to be personal loans, or even payday loans. There are two major categories of students loans—federal student loans, and private student loans, and because not all education loans are provided by the federal government, it can sometimes be difficult to determine [...]
Getting low interest student loans is essentially about exhausting your options in terms of federal aid before turning to any sort of private education loan funding. This is because most federal student loans come with lower interest rates than the majority of private loans that are on the market, and because most student borrowers do [...]
Students looking for guaranteed student loans should first understand that the term “guaranteed” can mean a few different things when used to describe education loans. Description of Private Student Loans Insurance for Federal Student Loans Insurance for certain types of State-based Aid Insurance for Private Student Loans The less common use of the term has [...]
Sallie Mae student loans include education loans that are provided by the company Sallie Mae. Before the Student Aid and Fiscal Responsibility Act was signed into law in 2010, Sallie Mae served as a lender for both federal and private student loans. Now they are only able to provide private student loans due to the [...]
AES student loans are essentially any student loan that is serviced by the company American Education Services. AES doesn’t act as a lender for any student loan, and rather acts as a servicer for a wide-variety of education loans, including various FFELP loans, and numerous private student loans. As a student loan servicer, AES collects [...]









